COBRA Notice
COBRA Election Notice / Continuation Coverage
Notice sent to qualifying beneficiaries explaining their right to continue employer-sponsored health coverage.
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About COBRA Notice — COBRA Election Notice / Continuation Coverage
The COBRA Election Notice is a federally required notice that group health plan administrators must send to qualifying beneficiaries within 14 days of receiving notification of a qualifying event — such as termination of employment, reduction of hours, divorce from the covered employee, or the covered employee becoming eligible for Medicare. The notice explains the individual's right to elect continuation coverage under COBRA (Consolidated Omnibus Budget Reconciliation Act), the coverage available, the election deadline (60 days), the premium cost (up to 102% of the full premium), and duration of coverage (typically 18–36 months depending on the qualifying event). Failure to provide timely notices exposes employers to significant penalties.
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COBRA Notice is an official form published by DOL. Official source
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